Don’t let the complexity of life insurance plans keep you from securing your loved ones future. We can help you understand the differences and create a policy that offers security to your spouse and children when the inevitable time comes.
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Understanding Life Insurance Policies
- Term Life Insurance – provides a death benefit for a period of time (usually ranging from 1 to 30 years). Your beneficiary receives the face amount of the policy if you die during the coverage period.
- Whole Life Insurance -provides coverage for your entire life. The cash value amount grows as you make payments.
- Universal Life Insurance – is a permanent insurance policy that combines term insurance with a money market-type investment. It pays a market rate of return.
- Variable Life Insurance – is a permanent policy with an investment fund tied to a stock or bond mutual-fund investment.
Our agents can help you find a comprehensive life insurance policy that gives you complete peace of mind. Contact us today to speak to one of our agents!